Why use a Mortgage Agent?
Whether you are looking to buy your first home, renew your mortgage, refinance, or buy a second home, a Mortgage Agent can get you the best option for you and save you Money!
There are a number of ways using a mortgage agent can save you money, especially if you consider your time is money! One phone call to a mortgage agent is essentially making fifty phone calls to Banks, Credit Unions, and Trust companies. If you did this yourself, it would take a lot of time, and you would not likely yield the same results.
Mortgage agents have relationships with a wide variety of lenders, several of which you don’t even know about nor have access to without a mortgage agent. As well, with the Canadian lending marketplace becoming more and more competitive, having access to a mortgage agent who is on top of the ever-changing climate will save you hours of research.
Mortgage agents can also educate you on which lenders you may want to avoid. Some lenders have hidden payment terms buried in their mortgage contracts, some are just generally more difficult to work with than others, so depending on the type of borrower you are, a mortgage agent can advise you who to avoid! This can save you time and money. Those who try to do it themselves often find out too late that their lender has duped them into hidden fees, terms, and obligations that a mortgage agent would have protected them from.
If you would like to begin the process of applying for a mortgage, review your existing mortgage, or for any home financing needs, please feel free to contact me any time, I’m here to help.